Fiduciary Deposits

Areca’s fiduciary deposits are placed under a strict fiduciary mandate with top-tier banks, rather than held in a generic cash sweep. This structure ensures higher credit quality, preferential interest rates and bespoke counterparty agreements. All deposits are fully transparent, with daily valuations and reporting via our Online Portal, giving you greater oversight compared to a standard cash account.

We offer fiduciary deposits in multiple major and local currencies—including USD, EUR, GBP and others—across a range of tenors, from overnight to one year. Our deposits span leading financial institutions in key jurisdictions such as the UK, EU, US and Asia, allowing you to match your liquidity needs and regulatory requirements while maintaining diversification.

Before placing any cash, we conduct rigorous due diligence and credit assessments on each banking partner, reviewing their credit ratings, regulatory standing and financial health. Once deposits are in place, we perform continuous monitoring through credit watch services and periodic stress tests. Any material change in a counterparty’s risk profile triggers immediate review and reallocation, ensuring your cash remains protected within the context of your overall portfolio.